<p><i>Credit Repair Kit For Dummies</i>, 4th Edition, is a source for those with mediocre credit who want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more. Numerous updates include:</p><ul><li>Major changes with the Consumer Financial Protection Bureau’s (CFPB) inquiry into overdraft practices and their effect on consumers</li><li>Dealing with the effect of tightened credit markets on those with good, marginal, or bad credit</li><li>Best ways to recover from mortgage related score hits or minimize damage after walking away from a home</li><li>Updated credit score examples with new ranges</li><li>Updated Vantage Score information</li><li>Updated coverage on reporting programs like FICO Score watch, etc.</li><li>Advice and tips about adding information to a credit report, and beefing-up thin credit</li><li>What is a good FICO score today?</li><li>New section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing</li><li>New information about IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation</li><li>Dealing with student loan defaults</li><li>Latest tips and advice on dealing with identity theft and annoying collection calls</li></ul>