<I>Who will you find under </i>your<I> Christmas tree?</i><P><I>A cowboy?</i><P>Ranch hand Tucker Rankin isn't crazy about the holidays?until a wintry night before Christmas, when Lacey Evans shows him how much fun it is to be nestled all snug in her bed?.<P><I>A wealthy New Yorker?</i><P>Stockbroker Jared Martin needs to get away, and Alaska's the perfect place to unwind. Especially once actress Theodora "Teddy" Monroe gets him to loosen his tie?and take it all off!<P><I>Or maybe even a man in uniform?</i><P>Soldier Silas Davenport is on Christmas leave. But when he arrives at his parents' home, no one is there?except for the irresistible Delphie Moreau. And she's one gift he won't be exchanging!