Author Wright, father of a daughter with Down syndrome, is a Certified Financial Planner and speaker on special needs planning. Here, he uses plain language to explain complex terms, concepts, programs, and legal and financial matters for parents and families of those with disabilities. While focus is on how to create, fund, and manage a special needs trust, the author goes beyond basic documents to discuss other financial and legal considerations, employment and residential options for the disabled person, and to explain the basics of US government programs such as Social Security, Medicare, and Medicaid. The book includes a section on special circumstances such as divorce and denial of eligibility for government benefits. Each chapter ends with checklists and case studies. Although the book directed to parents, it will also be useful for financial advisors, attorneys, special education teachers, and social workers. Annotation ©2013 Book News, Inc., Portland, OR (booknews.com)