Whether you are 21 or 61, you need to know what you will be doing for a living after retirement age. Whether you will be living in exotic climes or working to your last day, Social Security and Medicare will likely be a part of your later life. Leonard describes the roots of Social Security, the type and timing of benefits (including those related to age or disability), other and supplemental programs and benefits, and employer and employee responsibilities. She also outlines why the system is in danger, what to do if you are denied benefits, and the particulars of the Medicare system. She includes a bibliography and list of resources. Annotation ©2009 Book News, Inc., Portland, OR (booknews.com)