Reverse mortgages have been around for many years, but the concept is new to many people. Author Cindy Holcomb explains why a reverse mortgage may be an attractive option for seniors wishing to use the equity in their home, the types, requirements, loan costs and process, and pending relevant legislation. The guide includes answers to frequently-asked-questions, case studies, a state-by-state list of reverse mortgage counselors, and several references. Annotation ©2009 Book News, Inc., Portland, OR (booknews.com)