<b>The bestselling guide to getting finances under control&mdash;now fully updated and revised for these financially challenging times.</b><P><I>&ldquo;One of the most usable resources we&rsquo;ve ever seen.&rdquo;</i><P>&mdash;<I>Money </i>magazine<P>No matter your financial goal, a well-defined budget is the first step to achieving success. <I>The Budget Kit</i> offers consumers a foundation of knowledge, advice in reining in out of control spending, and necessary background information on personal investing.<P>Judy Lawrence, trusted budget coach and personal financial counselor, uses straightforward and easy-to-understand exercises to teach readers how to meet their financial needs and goals.<P><I>The Budget Kit </i>is filled with forms and tools for record-keeping, including:<P><ul> <li>Monthly budget worksheet</li> <li>Debt repayment worksheet</li> <li>Online information record</li> <li>Medical expense record</li> <li>Flexible spending record</li></ul><P><I>The Budget Kit</i> is fully revised and now includes an updated online resource guide that directs readers to helpful websites for additional information on spending guidelines, credit card debt, and recovery issues.<P>&#160;