Ron Blue writes: "Bob has given us tremendous wisdom and counsel by writing a book that is timeless. His advice is as relevant today as it was twenty or thirty years ago and will continue to be relevant twenty to thirty years from now. It should be read by everyone. To those who are in debt there are practical steps from getting out of debt, and to those who have no debt, this book will affirm and encourage them. I endorse it wholeheartedly."