Need a mortgage but worried about the market? In <i>Mortgages For Dummies, 3^rd Edition,</i> bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more!<p>This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You'll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to:<ul><li>Match your mortgage to your financial goals<li>Qualify for a mortgage even when money is tight<li>Find the right loan for you<li>Choose the best lender/broker<li>Negotiate the best terms<li>Calculate your costs and payments<li>Understand and complete all paperwork<li>Refinance an existing mortgage<li>Understand and consider special situation loans<li>Explore reverse mortgages and other options<li>Decipher amortization tables and comparison worksheets<li>Use the Internet wisely when mortgage shopping</ul><p>Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need <i>Mortgages For Dummies, 3^rd Edition!</i>