<P>A simple, straight-forward game plan for completely making over your money habits!</P><P>Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful <I>New York Times</I> bestseller <I>The Total Money Makeover</I>. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:</P><UL><LI>Set up an emergency fund (believe me, you're going to need it)</LI><LI>Pay off your home mortgage?it is possible.</LI><LI>Prepare for college funding (your kids will love you for it)</LI><LI>Maximize your retirement investing so you can live your golden years in financial peace</LI><LI>Build wealth like crazy!</LI></UL><P>With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and <I>your money</I> working to make your life free of fiscal stress and strain. It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.</P>