<p><b>The "Mortgage Professor" answers critical homemortgage questions</b></p><p>This value-packed consumer reference by a nationally syndicated mortgage columnist is indispensable for anyone looking to secure a home mortgage. <i>The Pocket Mortgage Guide </i>answers 50 of the most commonly asked mortgage questions, including:</p><ul><li>How can I find the lowest-cost lender? <li>Should I choose a 15-year loan or a 30-year loan? <li>What is PMI and how can I cancel it? <li>How large a mortgage will I be able to afford? <li>What will my monthly mortgage payment be? <li>What is a "debt ratio" used for and how is it calculated? <li>What is a home equity line of credit and what should it be used for? </ul><p>The book also provides valuable interest amortization tables and is the perfect resource for home buyers.</p>