<DIV><p><B>Tired of getting to the end of the money before you get to the end of the month? Wish you were in control?</B></p><p>If you're afraid to open your bills, if you've never added up how much you owe, if you can't even imagine being debt-free, it's time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what's really important. <I>Debt-Free Forever</I> is Gail's step-by-step guide, and she'll show you how to:</p> <ul> <li>figure out how much you've actually been spending</li> <li>calculate how much you owe?and what it's costing you</li> <li>build a budget that works</li> <li>maximize your debt repayments so you can be free of consumer debt in 3 years or less</li> <li>prepare for a rainy day so it doesn't mean a major setback</li> <li>set goals for your new, debt-free life</li> </ul><p>Make no mistake: Getting out of debt isn't easy. But in <I>Debt-Free Forever</I>, Gail gives you a clear strategy and the steps needed to implement it. So if you're finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail's plan, and start becoming debt-free forever.</p><BR></DIV>