Charles J. Givens' <I>Wealth Without Risk</I> has become a classic in the field of financial self-help books for one simple reason: it <I>works.</I> His safe, legal, and proven approach has already started millions of Americans on the road to accumulating wealth through better strategies for <B>personal finance, tax reduction, and investment. <I>More</I></B> <I>Wealth Without Risk</I> keeps you at the cutting edge of practical, easy-to-use financial techniques. Givens delivers more than 350 low-risk financial strategies -- with special sections on protecting your credit and keeping the IRS's hands out of your wallet -- including how and why to: <P> * Get your next raise totally tax-free<P> * Make your vacations and trips tax-deductible<P> * Get your retirement-plan money tax- and penalty-free before age 59 1/2<P> * Use high-powered, little-known strategies for getting out of debt and rebuilding credit<P> * Get next year's tax refund this year <P> And much, much more!