<DIV><DIV><P><B>On Borrowed Time</B></P><P><B>David Rosenfelt</B></P><P>Everything is going right for magazine writer Richard Kilmer. His girlfriend, the beautiful Jennifer Ryan, has agreed to marry him. The happy couple celebrates with a romantic drive up to Kendrick Falls. Even as dark clouds begin to gather, Jen and Richard press on.</P><P>The freak storm sends Richard careening off the road and throws Jen from the vehicle. Richard seems to be fine, but he can't find Jen anywhere—neither can the town's police. The storm has disappeared and with it every trace of the future Mrs. Kilmer.</P><P>Richard remembers her so vividly, but no one he knows can confirm that Jen ever existed. Could he be crazy? Did he dream her up? After weeks of nightmares, therapy, and unanswered questions, his life is still in pieces. But just as Richard begins to completely unravel, so do the secrets behind Jen's disappearance…</P></DIV></DIV><P><B></B> </P>