<DIV><P style="MARGIN: 0in 0in 0pt" class=MsoNormal>With step-by-step advice and exercises for African American parents and their children, this guide to fiscal responsibility sets out to establish new financial behavior so young people will avoid the personal economic problems that have plagued the culture. This book guides parents through a self-examination of their financial habits, and by performing the exercises included in this book and having candid discussions with their children, parents can become engaged citizens in the world of money.<B> </B>With new financial traditions and a better understanding of money and its meaning, the next generation will realize the true power of wealth and use their money wisely.</DIV>