<div>Anyone who has ever tried a fad diet knows the basic facts about healthy weight loss: It’s not about cutting corners here and there. It’s about changing habits for good. Money is no different. You might find a cool online coupon for half off a dinner out. But that’s not really saving. It’s just spending a little less than you might have anyway. No, getting rich is about saving and investing more, permanently. And like those tough diet resolutions, it’s hard to make changes to our spending Habits. But it can, and must, be done. To help you, Michael Berg talked to finance pros about their ideas for spending less and saving more, then making that money work. He asked experts for their top ways to be richer one year from now, from little mental tricks to big financial moves. Like with any resolution, it takes time to see results. But the ideas you’ll read here provide a great starting point for anyone looking to create a more realistic, and more comfortable, financial lifestyle. From Daily Living Ideas, and Medium-Term Strategies, to Long-Term Moves, each strategy varies in terms of difficulty and return on effort, but every one of them will put more money into your pocket today to invest or spend tomorrow.</div>